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“Great things happen when credit unions serving firefighters & first responders come together. Our face-to-face and online interaction is the platform where collaboration begins, and GREAT ideas are generated”
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Monday, September 22
 

3:00pm EDT

📖 BSA/AML
Monday September 22, 2025 3:00pm - 4:00pm EDT
BSA/AML Updates and certification.
Examiners are looking for this training…volunteers need to be familiar with BSA requirements. Attendees will walk through an overview and historical background of BSA and learn the specifics every board must actively keep up with, such as BSA policy, risk assessment, ongoing training, and Suspicious Activity Report filings.
Speakers
avatar for Erin Brophy

Erin Brophy

Richards & Associates
Erin is the third generation of her family to serve credit unions at Richards & Associates, CPAs. Her career with the firm began at 15, when she worked part-time to save for her first car, and she continued working there throughout college. Erin holds a Bachelor's degree in Sociology/Administrative... Read More →

Monday September 22, 2025 3:00pm - 4:00pm EDT

4:00pm EDT

📖 Understanding Your Credit Union's Financial Statement
Monday September 22, 2025 4:00pm - 5:00pm EDT
As a credit union director, it is crucial to understand your credit union's financial statement because it provides a comprehensive overview of the organization's financial health. The financial statement contains important information about the credit union's assets, liabilities, income, and expenses, which can help you make informed decisions about the organization's future.

By understanding your credit union's financial statement, you can identify areas of strength and weakness, and make strategic decisions to improve the credit union's financial performance. For example, if you notice that the credit union's expenses are increasing faster than its income, you may need to adjust the budget or look for ways to increase revenue. Similarly, if you see that the credit union's loan portfolio is growing rapidly, you may need to ensure that the credit union has adequate reserves to cover potential losses.

Furthermore, understanding the financial statement can help you fulfill your fiduciary responsibilities as a credit union director. You have a duty to act in the best interests of the credit union and its members, and understanding the financial statement is essential to fulfilling this duty. By monitoring the credit union's financial performance and making informed decisions, you can help ensure the long-term success of the credit union and its ability to serve its members.

In summary, understanding your credit union's financial statement is critical to making informed decisions, identifying areas of strength and weakness, fulfilling your fiduciary responsibilities, and ensuring the long-term success of the credit union.

Speakers
avatar for Michael Richards

Michael Richards

President/CEO, Richards & Associates CPA's
Michael Richards, CPA   PhotoMike Richards has held the position of CEO of Richards & Associates, CPAs for over forty years. He joined the firm in 1973 after earning a bachelor’s degree in business administration from the California State University at Los Angeles and becoming a Certified Public Accountant... Read More →

Monday September 22, 2025 4:00pm - 5:00pm EDT

4:00pm EDT

👀CEO Hour (Round Table Discussion)
Monday September 22, 2025 4:00pm - 5:00pm EDT
CEO Hour Meet and Greet
CEOs of credit unions serving first responders come together in this peer-to-peer setting and speak openly. Successes, challenges, strategy, implementation. It’s all about leveraging the knowledge of fellow leaders who’ve been-there-done-that. It’s a great connection point for forward-thinking CEOs to network, gather insights and walk away with some new ideas, fresh approaches, and renewed enthusiasm.  


Monday September 22, 2025 4:00pm - 5:00pm EDT
Hyatt Regency Riverwalk
 
Tuesday, September 23
 

8:30am EDT

1. 🗣️ Welcome Opening
Tuesday September 23, 2025 8:30am - 9:00am EDT
We are so excited to have you all here and to share with you the amazing things we have planned. We have a great lineup of speakers, workshops, and activities that will help us all learn more about the topics that matter most to us.

We hope that this conference will be a place where we can come together to share ideas, learn from each other, and build relationships. We also hope that it will be a place where we can find inspiration and motivation to take action in our own lives.

So let's get started! Let's make this an amazing event and create something special together.

Tuesday September 23, 2025 8:30am - 9:00am EDT
Grand Ballroom

8:30am EDT

2. 🗣️ 🚒Fire Chief
Tuesday September 23, 2025 8:30am - 9:00am EDT
Speakers
avatar for Alan Averette

Alan Averette

Fire Chief, Key West Fire Department

Tuesday September 23, 2025 8:30am - 9:00am EDT

8:30am EDT

3. 🚒 Fire Dept. Honor Guard
Tuesday September 23, 2025 8:30am - 9:00am EDT
Fire Dept. Honor Guard

Tuesday September 23, 2025 8:30am - 9:00am EDT
Ballroom A&B

8:30am EDT

4. 🗣️ Exhibitor Introductions
Tuesday September 23, 2025 8:30am - 9:00am EDT
Each exhibitor will have a few minutes to tell you about themselves and invite you to their booth.

Tuesday September 23, 2025 8:30am - 9:00am EDT
Ballroom A&B

9:00am EDT

Initiative to Drive Your 2025 Strategy
Tuesday September 23, 2025 9:00am - 9:45am EDT




Speakers
avatar for Ancin Cooley

Ancin Cooley

President/CEO, Synergy Credit Union Consulting
Mr. Ancin Cooley, CIA, CISA, is the Founder and Principal of Synergy Credit Union Consulting, Inc. Synergy provides a suite of risk management services to financial institutions, which include loan reviews, information technology audits, internal audits, directors' exams, and regulatory... Read More →

Tuesday September 23, 2025 9:00am - 9:45am EDT

10:00am EDT

National/Credit Union Economic Vision
Tuesday September 23, 2025 10:00am - 11:00am EDT
Speakers
avatar for Steven Rick

Steven Rick

Chief Economist, TrueStage
Steven Rick is director and chief economist at TruStageTM. His primary responsibilities include conducting strategic research, analysis and forecasting of the financial services industry, with special emphasis on the consumer and credit union markets.Rick’s forecasts serve as a... Read More →
Sponsors/Exhibitors
avatar for Truestage

Truestage

TruStage™ is a financially strong insurance, investment and technology provider, built on the philosophy of people helping people. We believe a brighter financial future should be accessible to everyone, and our products and solutions help people confidently make financial decisions... Read More →
Tuesday September 23, 2025 10:00am - 11:00am EDT

11:00am EDT

🗣️ The McCormick Hour
Tuesday September 23, 2025 11:00am - 12:00pm EDT
An exciting panel discussion on issues & opportunities today & tomorrow!
  • Interest rates and issues
  • fraud, cyber, phishing training and risks.
  • Fin Tech competition
  • Non-Interest Income
  • Staffing issues
  • Digital Currency, the Fed talked about setting up a digital exchange.
Speakers
avatar for Matt Herbert

Matt Herbert

CEO, San Diego Firefighters Federal Credit Union
Matt enjoyed a 40+ year career at Northrop Grumman FCU where he progressed from running their IT system to running the credit union as the CEO.  Over the years, he learned the difference between running a successful credit union and running a credit union for the success of its members... Read More →
avatar for Michael McCormick

Michael McCormick

Director, NCOFCU
Michael McCormick has been a Director with the National Council of Firefighter Credit Unions (NCOFCU) since its inception in 2001. He has also been a director with the San Diego Firefighters Federal Credit Union since 1998 serving as the Treasurer for 10 years, as the Vice Chairman... Read More →
avatar for Andy Polott

Andy Polott

General Council, Lafayette Federal Credit Union
Andy’s 42-year career in private law practice as a transactional attorney, together with his personal experience as a real estate entrepreneur and as CEO of his mid-sized law firm enabled Andy to deeply understand and internalize the needs of and difficulties faced by his clients... Read More →
avatar for Michael Richards

Michael Richards

President/CEO, Richards & Associates CPA's
Michael Richards, CPA   PhotoMike Richards has held the position of CEO of Richards & Associates, CPAs for over forty years. He joined the firm in 1973 after earning a bachelor’s degree in business administration from the California State University at Los Angeles and becoming a Certified Public Accountant... Read More →
Tuesday September 23, 2025 11:00am - 12:00pm EDT

1:00pm EDT

🗣️FHLB
Tuesday September 23, 2025 1:00pm - 2:00pm EDT
Speakers
avatar for lenwood Brooks

lenwood Brooks

VP, Director of Government & Industry Relations at Federal Home Loan Bank of Dallas, FHLB
Seasoned professional with 20 years of experience designing nationwide Public Relations strategies, leading high-functioning teams, and reforming financial services. Previously appointed by President Donald J. Trump to serve as the Chief of Staff to The Honorable Rodney E. Hood... Read More →
Tuesday September 23, 2025 1:00pm - 2:00pm EDT

2:00pm EDT

🗣️TBA
Tuesday September 23, 2025 2:00pm - 3:00pm EDT
Tuesday September 23, 2025 2:00pm - 3:00pm EDT

3:15pm EDT

TBA
Tuesday September 23, 2025 3:15pm - 4:00pm EDT
Tuesday September 23, 2025 3:15pm - 4:00pm EDT

4:00pm EDT

TBA
Tuesday September 23, 2025 4:00pm - 5:00pm EDT
Tuesday September 23, 2025 4:00pm - 5:00pm EDT
 
Wednesday, September 24
 

8:30am EDT

🗣️A Survival Guide for Credit Union Board Members
Wednesday September 24, 2025 8:30am - 9:30am EDT
Speakers
avatar for Kevin Smith

Kevin Smith

Team Resources
Kevin Smith, Consultant/Publisherksmith@forteamresources.com608-217-0556
Wednesday September 24, 2025 8:30am - 9:30am EDT

9:30am EDT

TBA
Wednesday September 24, 2025 9:30am - 10:30am EDT
Wednesday September 24, 2025 9:30am - 10:30am EDT

10:45am EDT

TBA
Wednesday September 24, 2025 10:45am - 11:45am EDT
Wednesday September 24, 2025 10:45am - 11:45am EDT

11:50am EDT

🗣️ Enhancing Executive Benefits
Wednesday September 24, 2025 11:50am - 12:45pm EDT
Speakers
avatar for Bernie Winne

Bernie Winne

Regional VP, Modern Capital
John (Bernie) Winne retired after a lengthy career in the credit union industry including 20 yrs. as the President and CEO at Boston Firefighters Credit Union. He was a long-time member of the Board of Directors and Chairman of the Massachusetts Credit Union League and the Cooperative... Read More →
Wednesday September 24, 2025 11:50am - 12:45pm EDT
 
Thursday, September 25
 

9:00am EDT

🗣️ Annual Meeting
Thursday September 25, 2025 9:00am - 9:30am EDT
NCOFCU, where we are today and looking into the future. As we come together in San Antonio, let's unite and do what credit union people do best: work together. Now more than ever before, unity is the foundation of success not only in business strategies but also in building lasting relationships that will enable us to forge ahead.
Thursday September 25, 2025 9:00am - 9:30am EDT
Ballroom A&B

9:30am EDT

TBA
Thursday September 25, 2025 9:30am - 10:30am EDT
Thursday September 25, 2025 9:30am - 10:30am EDT

10:00am EDT

TBA
Thursday September 25, 2025 10:00am - 11:00am EDT
Thursday September 25, 2025 10:00am - 11:00am EDT
 
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