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“Great things happen when credit unions serving firefighters & first responders come together. Our face-to-face and online interaction is the platform where collaboration begins, and GREAT ideas are generated”
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Monday, September 22
 

7:00am EDT

⛳ Eddie Paris Memorial Golf Tournament
Monday September 22, 2025 7:00am - 2:00pm EDT
Welcome to the Eddie Paris Memorial Golf Tournament.

T-off 8:00 a.m. (7:00 am depart hotel)

At the entrance to the island of Key West, the unique Key West Golf Club’s 18 holes encompass over 200 acres of beautiful Florida Keys foliage and wildlife.

Legendary golf course architect Rees Jones masterfully designed the Key West Golf Club, which is an 18-hole, 6,500-yard par 70 course that is challenging to players of all abilities.

Prepare to conquer the thrilling challenges of the Key West Golf Club, including the notorious “Mangrove Hole.” This 143-yard par 3 is a true test of skill, played entirely over a field of densely packed tropical mangroves.

Located in the heart of Key West, Florida, the Key West Golf Club is the only Caribbean golf course in the United States. Key West offers enjoyment and activities to all ages, including award-winning restaurants, nightlife, diving, fishing, and many other activities.

At the “Gateway to the Caribbean,” we invite you to come and experience the exhilaration of playing a round at our beautiful tropical course.

The tournament kicks off at 8:00 A.M. with a Shotgun Start, promising a day filled with excitement and friendly competition.We will depart the hotel at 7:00 A.M. (meet in the Hotel Lobby)

$150 per player (Includes lunch, range balls & round-trip transportation)
$79 Rental clubs if needed.

1st Place Team $400 / 2nd Place Team $200
Closest to the pin $100 prize / Longest Drive $100 prize
Monday September 22, 2025 7:00am - 2:00pm EDT
Key West Golf Course

2:00pm EDT

🏷️Registration/Hospitality
Monday September 22, 2025 2:00pm - 6:00pm EDT
Please note:  Name Tags are required for all events!

Your safety in the time of COVID is our biggest concern. NCOFCU and the hotel will be following all of the latest COVID protocols from the local authorities at the time of our conference to ensure that you have a safe and pleasurable experience.

While the hotel and the National Council of Firefighter Credit Unions Inc (NCOFCU) have put in place preventative measures designed to reduce the spread of COVID-19, You understand that your voluntary attendance at the NCOFCU Conference may expose you to an increased risk of contracting the COVID-19 virus. Furthermore, you understand that NCOFCU cannot guarantee that you will not become infected with COVID-19.

Please observe any COVID-19 requirements imposed by the hotel and NCOFCU for your safety and others. 
Monday September 22, 2025 2:00pm - 6:00pm EDT
Ballroom Lobby

3:00pm EDT

📖 BSA/AML
Monday September 22, 2025 3:00pm - 4:00pm EDT
BSA/AML Updates and certification.
Examiners are looking for this training…volunteers need to be familiar with BSA requirements. Attendees will walk through an overview and historical background of BSA and learn the specifics every board must actively keep up with, such as BSA policy, risk assessment, ongoing training, and Suspicious Activity Report filings.
Speakers
avatar for Erin Brophy

Erin Brophy

Richards & Associates
Erin is the third generation of her family to serve credit unions at Richards & Associates, CPAs. Her career with the firm began at 15, when she worked part-time to save for her first car, and she continued working there throughout college. Erin holds a Bachelor's degree in Sociology/Administrative... Read More →

Monday September 22, 2025 3:00pm - 4:00pm EDT

4:00pm EDT

📖 Understanding Your Credit Union's Financial Statement
Monday September 22, 2025 4:00pm - 5:00pm EDT
As a credit union director, it is crucial to understand your credit union's financial statement because it provides a comprehensive overview of the organization's financial health. The financial statement contains important information about the credit union's assets, liabilities, income, and expenses, which can help you make informed decisions about the organization's future.

By understanding your credit union's financial statement, you can identify areas of strength and weakness, and make strategic decisions to improve the credit union's financial performance. For example, if you notice that the credit union's expenses are increasing faster than its income, you may need to adjust the budget or look for ways to increase revenue. Similarly, if you see that the credit union's loan portfolio is growing rapidly, you may need to ensure that the credit union has adequate reserves to cover potential losses.

Furthermore, understanding the financial statement can help you fulfill your fiduciary responsibilities as a credit union director. You have a duty to act in the best interests of the credit union and its members, and understanding the financial statement is essential to fulfilling this duty. By monitoring the credit union's financial performance and making informed decisions, you can help ensure the long-term success of the credit union and its ability to serve its members.

In summary, understanding your credit union's financial statement is critical to making informed decisions, identifying areas of strength and weakness, fulfilling your fiduciary responsibilities, and ensuring the long-term success of the credit union.

Speakers
avatar for Michael Richards

Michael Richards

President/CEO, Richards & Associates CPA's
Michael Richards, CPA   PhotoMike Richards has held the position of CEO of Richards & Associates, CPAs for over forty years. He joined the firm in 1973 after earning a bachelor’s degree in business administration from the California State University at Los Angeles and becoming a Certified Public Accountant... Read More →

Monday September 22, 2025 4:00pm - 5:00pm EDT

4:00pm EDT

👀CEO Hour (Round Table Discussion)
Monday September 22, 2025 4:00pm - 5:00pm EDT
CEO Hour Meet and Greet
CEOs of credit unions serving first responders come together in this peer-to-peer setting and speak openly. Successes, challenges, strategy, implementation. It’s all about leveraging the knowledge of fellow leaders who’ve been-there-done-that. It’s a great connection point for forward-thinking CEOs to network, gather insights and walk away with some new ideas, fresh approaches, and renewed enthusiasm.  


Monday September 22, 2025 4:00pm - 5:00pm EDT
Hyatt Regency Riverwalk

6:30pm EDT

🍽️ 🍷 Beachside Reception “Welcome to Key West." (Exhibitors & Registered Guests Invited)
Monday September 22, 2025 6:30pm - 7:30pm EDT
MEET AND GREET
6:00 p.m. - 7:30 p.m. Supported by our Conference Sponsor”
Come meet and greet old friends and make new ones. Open bar with hors d'oeuvres. Start your first evening right! Included in attendee, guest and exhibitor registration. Please observe any social distancing requirements imposed by the hotel for your safety and others.
Monday September 22, 2025 6:30pm - 7:30pm EDT
East Beach
 
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